Visa or Mastercard?

**xixifrank** · 17.10.10, 13:29

I wanna apply for a credit card.But I don't know which one to choose. So I wanna listen to everyone's advice. Any difference between them? which one is better and more popular?

Thanks a lot!

**Hush** · 17.10.10, 14:39

first of all you should post the country to use. in my country (germany) the visa ist more popular because of the higher acceptance

**tokiodrift1** · 17.10.10, 14:42

Originally Posted by Hush

... in my country (germany) the visa ist more popular because of the higher acceptance

I wouldn't bet on that...

**hontoCorti** · 17.10.10, 14:57

I have the experience, that everyone where Visa is accepted, also Mastercard is available.
I would take the one that you can get cheaper, sometimes you can get them for free from a bank.

**xixifrank** · 17.10.10, 15:22

first of all you should post the country to use

USA,UK,Germany,Netherland,and so on. I apply it just for travelling. And I will also do some shopping online at some foreign sites.

**desodorante** · 17.10.10, 16:01

VISA is widely accepted, Master Card too, but not as much.
I will look more into costs, benefits, interests, etc. (from the bank)
Besides, check which one will give you an international credit card.

**SealLion** · 18.10.10, 02:40

Aren't most credit cards accepted globally with respect to 'an international credit card', desodorante??
Sorry, I'm somewhat confused b/c just about any credit card, VISA or MC are acceppted internationally. AMEX too, I am sure; however, the problem with AMEX is that it is not as widely known internationally, yes??

**Blocker** · 18.10.10, 05:30

According to wikipedia AMEX( American Express ) is spread in 130 countries

**yoco** · 18.10.10, 11:02

I'd take Mastercard! Not sure but I think it's more expanded than Visa!

**desodorante** · 18.10.10, 15:27

Originally Posted by SealLion

Aren't most credit cards accepted globally with respect to 'an international credit card', desodorante??
Sorry, I'm somewhat confused b/c just about any credit card, VISA or MC are acceppted internationally. AMEX too, I am sure; however, the problem with AMEX is that it is not as widely known internationally, yes??

Here, where I live, most credit cards can not be used world wide. In fact, I had a friend working in the US and I had to make a deposit for him because he couldn't use his Credit Card to purchase a camera for me.
And also, i have a $AR account, so If I have to buy something in dollars, I have to take whatever currency exchange the bank wants me to pay (it is slightly higher than on the street)
I am sure it is not the same everywhere, but I can only speak from my experience.

**PartyOfOne** · 20.10.10, 22:37

I have one of each, but there is absolutely no difference as far as I can tell.

**Clair** · 21.10.10, 01:50

I would opt for Mastercard just my 2 cents

**johno** · 04.11.10, 18:44

none dont do debt its bad for you and if things go pear shaped will just stress you out i like stress free so dont ever get in debt id rather have nothing than get in debt tbh but then again it depends on circumstances i dont have children if i did then i guess hat would change because id want them to have everything and the best of it.

**Sazzy** · 04.11.10, 18:48

I'd say both are accepted almost everywhere. I personally have a Visa and I have yet to go anywhere where they won't accept it.
Anyway long story short, as far as I know the biggest difference is the limit of the card. Standard, Mastercard goes a lot higher than Visa but I don't exactly earn enough to spend like 5000 euro a month, so Visa will do.