I can, and I intend to in the foreseeable future. However the funds I intend to allocate for this purpose are extremely limited, hence I wish to invest a bulk of it in a tracker I'm most comfortable in. That, of course, I have yet to find.
As for the 2nd question, I see no definitive answer besides a yes. To speak frankly, it'd be like asking whether it's good to tip bellboys and porters. They do you a favour, you don't exactly owe them anything, but you do it simply out of good will, and as a sign of gratitude for the service. Hence, absolutely yes if you're in a grateful or generous mood.
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